Question 1

Maximum loan amount?

Accepted Answer

Up to ₹50,000 depending on income and credit profile. First-time borrowers typically qualify for up to ₹25,000, unlocking higher limits after repayment.

Question 2

What are the charges — exactly?

Accepted Answer

1% per day flat interest on the principal, plus a one-time 10% processing fee + 18% GST deducted upfront from the disbursed amount. If a payment is late, a 1.25% per day delay charge applies; if an auto-debit (NACH) bounces, a per-instance bounce charge applies — the exact amount is shown in your Key Facts Statement. There are no charges beyond these.

Question 3

How fast is the money actually?

Accepted Answer

Post approval + eNACH registration: within 2 hours via IMPS. Most customers receive funds the same day they applied.

Question 4

What if my CIBIL score is low?

Accepted Answer

We look beyond bureau scores — income stability, bank-statement cash flows, and employment tenure matter too, so a lower CIBIL score doesn't automatically disqualify you.

Question 5

Can I repay early?

Accepted Answer

Yes. Zero prepayment penalty. Interest accrues only for days used — repaying early saves you money directly.

Question 6

What happens if I miss a payment?

Accepted Answer

A 1.25% per day delay charge applies on overdue amounts. We recommend eNACH auto-debit to avoid this entirely. If you're struggling, contact us before the due date.

Question 7

Is this app-only or can I apply online?

Accepted Answer

You can apply from our website or app. The entire process — KYC, agreement signing, mandate registration — is digital and works on any device.

Question 8

I'm self-employed. Can I apply?

Accepted Answer

Yes. Self-employed individuals with consistent bank statement inflows qualify. You'll need 3 months of bank statements showing regular income.

PAISA
CHAHIYE?
abhi milega.

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